Terms of Service

Last Updated: May 9, 2026

1. Acceptance of Terms

By downloading, installing, or using Load Ledger (the "App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

Load Ledger is a financial tracking tool designed for truck drivers and owner-operators. The App allows users to log loads, track expenses, store receipt images, and generate financial reports. The App is intended for personal record-keeping purposes only.

3. Account Registration

You must create an account to use the App. You agree to provide accurate information during registration and to keep your login credentials secure. You are responsible for all activity that occurs under your account. You must be at least 18 years old to create an account.

4. Subscription and Billing

Load Ledger offers a free tier with limited functionality and a Pro subscription with additional features. Subscriptions are billed monthly through Apple's App Store. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription in your Apple ID account settings.

5. User Data and Ownership

You retain full ownership of all data you enter into the App, including load details, expense records, and receipt images. We do not claim any ownership rights over your content. You may export or delete your data at any time.

6. Acceptable Use

You agree not to:

7. Disclaimer

Load Ledger is a record-keeping tool and does not provide tax, legal, financial, or accounting advice. The calculations, reports, and summaries generated by the App are for informational purposes only and should not be relied upon as professional advice. You are solely responsible for verifying the accuracy of your records and consulting qualified professionals for tax and financial decisions.

8. Limitation of Liability

To the maximum extent permitted by law, Load Ledger and its developers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or revenue, whether incurred directly or indirectly, arising from your use of or inability to use the App. Our total liability for any claim arising from these Terms shall not exceed the amount you paid for the App in the twelve months preceding the claim.

9. Data Storage and Security

Your data is stored securely using industry-standard cloud infrastructure. While we take reasonable measures to protect your information, no method of electronic storage is 100% secure. We cannot guarantee absolute security of your data.

10. Termination

We reserve the right to suspend or terminate your account if you violate these Terms. You may delete your account at any time directly in the App under Profile → Danger Zone → Delete Account. Upon deletion or termination, your data is permanently and immediately removed from our servers.

11. Changes to Terms

We may update these Terms from time to time. If we make material changes, we will notify you through the App. Your continued use of the App after changes are posted constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Ohio, without regard to conflict of law principles.

13. Contact

If you have questions about these Terms, contact us at developer.jerrymac@gmail.com.